Amity, IN
Amity wildfire risk explained
USFS scores Amity at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 169 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amity's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Amity's building exposure, zone by zone
USFS classifies 47.3% of Amity's buildings as Direct exposure, higher than its 14.2% Indirect share and far above its 38.5% Minimal share — a profile where 80 structures sit close enough to vegetation that lot clearing matters most.
Amity against the rest of the country
Amity's 56th-percentile standing inside Indiana outpaces its 10th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Amity ranks 28,327 for wildfire risk (1 is highest) and 26,064 by building count (1 is largest). Within Indiana alone, it ranks 420 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Amity and the insurance market
Amity's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 47.3% of Amity in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Amity's figures come from
Amity's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Amity's dominant direct exposure actually means, with real examples from across the dataset.