Americus, IN
Americus wildfire risk explained
Out of every US place USFS scores, Americus lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 112 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Americus at the 11th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Americus's building exposure, zone by zone
Of Americus's 112 counted buildings, 92.9% carry Direct exposure and only 7.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Americus ranks
Compare Americus's two percentiles: 58th within Indiana, only 11th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Americus ranks 28,166 for wildfire risk (1 is highest) and 28,537 by building count (1 is largest). Within Indiana alone, it ranks 408 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 11th national percentile, Americus rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Americus
Because Direct exposure dominates in Americus (92.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Americus's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Americus, see the exposure-zones guide.