American Fork, UT
American Fork wildfire risk explained
American Fork sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 9,987 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts American Fork at the 63rd percentile, close to its 67th-percentile risk score.
American Fork's building exposure, zone by zone
Most of American Fork's buildings (86.9% of 9,987) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,987 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
American Fork against the rest of the country
Inside Utah, American Fork sits at just the 27th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, American Fork ranks 10,443 for wildfire risk (1 is highest) and 1,616 by building count (1 is largest). Within Utah alone, it ranks 240 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in American Fork
At the 67th percentile nationally, American Fork carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in American Fork
Even with 86.9% of American Fork outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,987 counted buildings into the percentiles shown above for American Fork. For more on what minimal exposure implies beyond American Fork, see the exposure-zones guide.