American Falls, ID
How exposed is American Falls to wildfire?
Out of every US place USFS scores, American Falls lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,944 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts American Falls at the 90th percentile, close to its 91st-percentile risk score.
Where American Falls's buildings actually sit
Most of American Falls's buildings (92.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where American Falls ranks
Inside Idaho, American Falls sits at just the 68th percentile even though it scores 91st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, American Falls ranks 2,801 for wildfire risk (1 is highest) and 7,634 by building count (1 is largest). Within Idaho alone, it ranks 74 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
American Falls's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in American Falls
American Falls's 92.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where American Falls's figures come from
Every one of the two percentiles behind American Falls's 2,801-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what American Falls's dominant indirect exposure actually means, with real examples from across the dataset.