Amenia, NY
How exposed is Amenia to wildfire?
USFS's Wildfire Risk to Communities model puts Amenia at the 38th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 423 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Amenia at the 36th percentile, close to its 38th-percentile risk score.
Where Amenia's buildings actually sit
Of Amenia's 423 counted buildings, 59.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Amenia compares
Within New York, Amenia ranks higher (81st percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Amenia ranks 19,573 for wildfire risk (1 is highest) and 18,781 by building count (1 is largest). Within New York alone, it ranks 242 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Amenia's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Amenia's 59.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Amenia's 19,573-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Amenia, see the exposure-zones guide.