Amelia, OH
How exposed is Amelia to wildfire?
USFS scores Amelia at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 4,233 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amelia's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Where Amelia's buildings actually sit
USFS classifies 61.9% of Amelia's buildings as Direct exposure, higher than its 38.1% Indirect share and far above its 0% Minimal share — a profile where 2,620 structures sit close enough to vegetation that lot clearing matters most.
Amelia against the rest of the country
Within Ohio, Amelia ranks higher (54th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Amelia ranks 24,495 for wildfire risk (1 is highest) and 4,032 by building count (1 is largest). Within Ohio alone, it ranks 581 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Amelia and the insurance market
Amelia's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Amelia's 61.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Amelia's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Amelia, see the exposure-zones guide.