Amelia Court House, VA
How exposed is Amelia Court House to wildfire?
USFS scores Amelia Court House at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 827 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Amelia Court House at the 38th percentile, close to its 37th-percentile risk score.
Amelia Court House's building exposure, zone by zone
827 buildings are counted in Amelia Court House, and 77.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Amelia Court House against the rest of the country
There's little gap between Amelia Court House's 37th national percentile and its 26th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Amelia Court House ranks 19,999 for wildfire risk (1 is highest) and 13,382 by building count (1 is largest). Within Virginia alone, it ranks 502 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Amelia Court House's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Amelia Court House's 77.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Amelia Court House's figures come from
Amelia Court House's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Amelia Court House's dominant direct exposure actually means, with real examples from across the dataset.