Amboy, IN
Amboy wildfire risk explained
Amboy sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 274 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amboy's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Amboy's buildings actually sit
73.4% of Amboy's 274 buildings sit in USFS's Minimal exposure zone, with only 26.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Amboy against the rest of the country
Amboy's risk sits at a similar level relative to Indiana (7th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Amboy ranks 31,234 for wildfire risk (1 is highest) and 22,388 by building count (1 is largest). Within Indiana alone, it ranks 897 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 1st national percentile, Amboy rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Amboy's 73.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Amboy's figures come from
Amboy's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Amboy's dominant minimal exposure actually means, with real examples from across the dataset.