Amboy, IL
How exposed is Amboy to wildfire?
Amboy's 1,481 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amboy's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Amboy's building exposure, zone by zone
Most of Amboy's buildings (92.5% of 1,481) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Amboy against the rest of the country
Compare Amboy's two percentiles: 29th within Illinois, only 5th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Amboy ranks 29,932 for wildfire risk (1 is highest) and 9,244 by building count (1 is largest). Within Illinois alone, it ranks 1,025 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Amboy and the insurance market
Amboy's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 92.5% of Amboy outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,481 counted buildings into the percentiles shown above for Amboy. For more on what minimal exposure implies beyond Amboy, see the exposure-zones guide.