Amber, OK
How exposed is Amber to wildfire?
USFS's Wildfire Risk to Communities model puts Amber at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 343 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Amber at the 93rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
343 buildings are counted in Amber, and 50.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Amber ranks
Amber's 92nd national percentile looks worse in isolation than its 59th ranking inside Oklahoma does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Amber ranks 2,459 for wildfire risk (1 is highest) and 20,497 by building count (1 is largest). Within Oklahoma alone, it ranks 342 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Amber and the insurance market
Amber's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 50.7% of Amber in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 343 counted buildings into the percentiles shown above for Amber. For more on what direct exposure implies beyond Amber, see the exposure-zones guide.