Amador City, CA
Amador City wildfire risk explained
Amador City's 135 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amador City's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Amador City's building exposure, zone by zone
56.3% of Amador City's 135 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 43.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Amador City ranks
Amador City ranks lower within California (75th percentile statewide) than its 96th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Amador City ranks 1,374 for wildfire risk (1 is highest) and 27,480 by building count (1 is largest). Within California alone, it ranks 387 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Amador City
Amador City's 96th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Amador City (56.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Amador City's figures come from
Every one of the two percentiles behind Amador City's 1,374-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Amador City's dominant indirect exposure actually means, with real examples from across the dataset.