Alvin, TX
Alvin, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Alvin at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 9,822 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alvin at the 90th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Alvin's buildings actually sit
42.7% of Alvin's 9,822 buildings sit in USFS's Minimal exposure zone, with only 24.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 9,822 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Alvin compares
Alvin's risk sits at a similar level relative to Texas (77th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Alvin ranks 4,232 for wildfire risk (1 is highest) and 1,653 by building count (1 is largest). Within Texas alone, it ranks 407 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Alvin and the insurance market
Alvin's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 42.7% of Alvin outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Alvin's figures come from
Every one of the two percentiles behind Alvin's 4,232-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alvin's dominant minimal exposure actually means, with real examples from across the dataset.