Altona, IN
How exposed is Altona to wildfire?
USFS's Wildfire Risk to Communities model puts Altona at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Altona at the 5th percentile, close to its 5th-percentile risk score.
Where Altona's buildings actually sit
Only 24.8% of Altona's 145 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Altona against the rest of the country
Altona's 34th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Altona ranks 30,064 for wildfire risk (1 is highest) and 27,071 by building count (1 is largest). Within Indiana alone, it ranks 641 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Altona's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Altona's 75.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Altona's 30,064-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Altona, see the exposure-zones guide.