Alto, WI
How exposed is Alto to wildfire?
Alto sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 152 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alto at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 75% of Alto's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Alto ranks
Compare Alto's two percentiles: 75th within Wisconsin, only 33rd nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Alto ranks 21,135 for wildfire risk (1 is highest) and 26,829 by building count (1 is largest). Within Wisconsin alone, it ranks 203 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
At the 33rd national percentile, Alto rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Alto's 75% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 152 counted buildings into the percentiles shown above for Alto. For more on what minimal exposure implies beyond Alto, see the exposure-zones guide.