Altmar, NY
Altmar, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Altmar at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 269 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Altmar at the 8th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Altmar's buildings actually sit
80.3% of Altmar's 269 buildings sit in USFS's Direct exposure zone, roughly 216 structures close enough to burnable vegetation for flame contact, not just embers — 19.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Altmar ranks
There's little gap between Altmar's 8th national percentile and its 18th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Altmar ranks 28,938 for wildfire risk (1 is highest) and 22,543 by building count (1 is largest). Within New York alone, it ranks 1,055 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 8th national percentile, Altmar rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Altmar's 80.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Altmar's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Altmar, see the exposure-zones guide.