Altha, FL
Altha, FL's wildfire risk, in USFS's own numbers
Altha's 405 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Altha at the 64th percentile, close to its 64th-percentile risk score.
Altha's building exposure, zone by zone
Of Altha's 405 counted buildings, 61.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Altha compares
Altha's 64th national percentile looks worse in isolation than its 18th ranking inside Florida does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Altha ranks 11,365 for wildfire risk (1 is highest) and 19,116 by building count (1 is largest). Within Florida alone, it ranks 778 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Altha carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 61.5% of Altha in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Altha's 11,365-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Altha, see the exposure-zones guide.