Altamont, TN
Altamont, TN's wildfire risk, in USFS's own numbers
Altamont sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 797 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Altamont at the 84th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Altamont's buildings actually sit
92.6% of Altamont's 797 buildings sit in USFS's Direct exposure zone, roughly 738 structures close enough to burnable vegetation for flame contact, not just embers — 7.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Altamont compares
Altamont's risk sits at a similar level relative to Tennessee (88th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Altamont ranks 5,938 for wildfire risk (1 is highest) and 13,667 by building count (1 is largest). Within Tennessee alone, it ranks 59 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Altamont
At the 81st percentile nationally, Altamont carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 92.6% of Altamont in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 797 counted buildings into the percentiles shown above for Altamont. For more on what direct exposure implies beyond Altamont, see the exposure-zones guide.