Altamont, IL
How exposed is Altamont to wildfire?
Altamont sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,419 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Altamont at the 7th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
Altamont rates 84.1% Minimal exposure against just 15.9% Direct and 0% Indirect — of 1,419 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Altamont compares
Altamont's 33rd-percentile standing inside Illinois outpaces its 6th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Altamont ranks 29,489 for wildfire risk (1 is highest) and 9,543 by building count (1 is largest). Within Illinois alone, it ranks 965 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Altamont's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Altamont
Altamont's 84.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Altamont's 29,489-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Altamont, see the exposure-zones guide.