Alpine, UT
How exposed is Alpine to wildfire?
USFS scores Alpine at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 3,696 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alpine's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Alpine's buildings actually sit
Indirect exposure is dominant in Alpine (58.6% of 3,696 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 35.4% sit in the Direct zone.
Where Alpine ranks
There's little gap between Alpine's 98th national percentile and its 94th percentile inside Utah, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Alpine ranks 672 for wildfire risk (1 is highest) and 4,532 by building count (1 is largest). Within Utah alone, it ranks 20 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Alpine carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 58.6% of Alpine's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,696 counted buildings into the percentiles shown above for Alpine. For more on what indirect exposure implies beyond Alpine, see the exposure-zones guide.