Alpha, NJ
Alpha, NJ's wildfire risk, in USFS's own numbers
Alpha sits at the 20th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,153 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alpha's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Alpha's buildings actually sit
89% of Alpha's 1,153 buildings sit in USFS's Minimal exposure zone, with only 9.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Alpha compares
Alpha's risk sits at a similar level relative to New Jersey (5th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Alpha ranks 25,249 for wildfire risk (1 is highest) and 10,934 by building count (1 is largest). Within New Jersey alone, it ranks 663 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Alpha
At the 20th national percentile, Alpha rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 89% of Alpha outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Alpha's figures come from
Every one of the two percentiles behind Alpha's 25,249-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alpha's dominant minimal exposure actually means, with real examples from across the dataset.