Aloha, OR
How exposed is Aloha to wildfire?
Aloha sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 17,002 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Aloha at the 18th percentile, close to its 16th-percentile risk score.
Where Aloha's buildings actually sit
Aloha rates 98.6% Minimal exposure against just 1.4% Direct and 0% Indirect — of 17,002 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 17,002 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Aloha compares
Aloha's risk sits at a similar level relative to Oregon (8th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Aloha ranks 26,643 for wildfire risk (1 is highest) and 850 by building count (1 is largest). Within Oregon alone, it ranks 385 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Aloha and the insurance market
Aloha's 16th-percentile score lands in Oregon, the only two states requiring a wildfire disclosure at sale. Oregon's own hazard map feeds directly into that disclosure requirement. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Even with 98.6% of Aloha outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Aloha's figures come from
The methodology guide shows exactly how USFS turned 17,002 counted buildings into the percentiles shown above for Aloha. The exposure-zones guide covers what Aloha's dominant minimal exposure actually means, with real examples from across the dataset.