Alma, WI
Alma, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Alma at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 624 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Alma at the 32nd percentile, close to its 31st-percentile risk score.
What "at risk" means for the buildings here
Of Alma's 624 counted buildings, 52.7% carry Direct exposure and only 2.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Alma compares
Within Wisconsin, Alma ranks higher (67th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Alma ranks 21,763 for wildfire risk (1 is highest) and 15,511 by building count (1 is largest). Within Wisconsin alone, it ranks 262 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Alma
Alma's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Alma (52.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 624 counted buildings into the percentiles shown above for Alma. For more on what direct exposure implies beyond Alma, see the exposure-zones guide.