Alma, NM
Alma, NM's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Alma lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 74 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alma at the 94th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
74 buildings are counted in Alma, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Alma ranks
Alma scores 95th nationally and 84th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Alma ranks 1,579 for wildfire risk (1 is highest) and 30,141 by building count (1 is largest). Within New Mexico alone, it ranks 77 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Alma's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Alma
Because Direct exposure dominates in Alma (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Alma's figures come from
Every one of the two percentiles behind Alma's 1,579-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alma's dominant direct exposure actually means, with real examples from across the dataset.