Alma, IL
Alma, IL's wildfire risk, in USFS's own numbers
Alma sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 271 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alma's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Alma's building exposure, zone by zone
Most of Alma's buildings (66.8% of 271) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Alma compares
Within Illinois, Alma ranks higher (35th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Alma ranks 29,331 for wildfire risk (1 is highest) and 22,461 by building count (1 is largest). Within Illinois alone, it ranks 943 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Alma
Alma's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Alma
With 66.8% of buildings rated Minimal exposure, Alma gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Alma's figures come from
Every one of the two percentiles behind Alma's 29,331-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alma's dominant minimal exposure actually means, with real examples from across the dataset.