Allison, TX
How exposed is Allison to wildfire?
Allison's 179 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allison at the 100th percentile, close to its 99th-percentile risk score.
Allison's building exposure, zone by zone
179 buildings are counted in Allison, and 58.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Allison against the rest of the country
Allison scores 99th nationally and 99th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Allison ranks 295 for wildfire risk (1 is highest) and 25,690 by building count (1 is largest). Within Texas alone, it ranks 10 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 99th percentile nationally, Allison carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Allison's 58.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Allison's figures come from
Every one of the two percentiles behind Allison's 295-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Allison's dominant direct exposure actually means, with real examples from across the dataset.