Alliance, NC
Alliance wildfire risk explained
Alliance's 576 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alliance at the 68th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Alliance's buildings actually sit
Direct exposure dominates in Alliance: 70.8% of its 576 buildings, versus 29.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Alliance against the rest of the country
Alliance scores 73rd nationally and 74th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Alliance ranks 8,480 for wildfire risk (1 is highest) and 16,161 by building count (1 is largest). Within North Carolina alone, it ranks 199 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Alliance and the insurance market
Alliance's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 70.8% of Alliance in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Alliance's figures come from
The methodology guide shows exactly how USFS turned 576 counted buildings into the percentiles shown above for Alliance. The exposure-zones guide covers what Alliance's dominant direct exposure actually means, with real examples from across the dataset.