Allerton, IA
How exposed is Allerton to wildfire?
USFS scores Allerton at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 436 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allerton at the 51st percentile, close to its 50th-percentile risk score.
What "at risk" means for the buildings here
Only 31.9% of Allerton's 436 buildings carry Direct exposure and 0% carry Indirect; the remaining 68.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Allerton ranks
Allerton's 69th-percentile standing inside Iowa outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Allerton ranks 15,780 for wildfire risk (1 is highest) and 18,531 by building count (1 is largest). Within Iowa alone, it ranks 319 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Allerton
Allerton's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 68.1% of Allerton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Allerton's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Allerton, see the exposure-zones guide.