Allenville, MO
Allenville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Allenville at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 82 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allenville at the 18th percentile, close to its 17th-percentile risk score.
Where Allenville's buildings actually sit
52.4% of Allenville's 82 buildings sit in USFS's Direct exposure zone, roughly 43 structures close enough to burnable vegetation for flame contact, not just embers — 35.4% fall in the Indirect, ember-only zone and 12.2% are Minimal.
Allenville against the rest of the country
Allenville scores 17th nationally and 7th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Allenville ranks 26,222 for wildfire risk (1 is highest) and 29,807 by building count (1 is largest). Within Missouri alone, it ranks 993 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Allenville and the insurance market
Allenville's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Allenville (52.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 82 counted buildings into the percentiles shown above for Allenville. For more on what direct exposure implies beyond Allenville, see the exposure-zones guide.