Allentown, PA
How exposed is Allentown to wildfire?
Out of every US place USFS scores, Allentown lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 23,779 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Allentown at the 23rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Allentown's buildings actually sit
USFS classifies 62.8% of Allentown's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.9% Direct and 33.2% Indirect — a landscape-level risk rather than a building-by-building one. At 23,779 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Allentown ranks
Allentown's risk sits at a similar level relative to Pennsylvania (27th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Allentown ranks 24,122 for wildfire risk (1 is highest) and 541 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,460 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Allentown's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 62.8% of Allentown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 23,779 counted buildings into the percentiles shown above for Allentown. For more on what minimal exposure implies beyond Allentown, see the exposure-zones guide.