Allenspark, CO
Allenspark wildfire risk explained
Out of every US place USFS scores, Allenspark lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,046 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allenspark at the 98th percentile, close to its 99th-percentile risk score.
Where Allenspark's buildings actually sit
Of Allenspark's 1,046 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Allenspark compares
Allenspark's risk sits at a similar level relative to Colorado (96th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Allenspark ranks 310 for wildfire risk (1 is highest) and 11,610 by building count (1 is largest). Within Colorado alone, it ranks 14 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Allenspark's very high rating (99th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Allenspark (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Allenspark's figures come from
Allenspark's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Allenspark's dominant direct exposure actually means, with real examples from across the dataset.