Allenhurst, NJ
Allenhurst, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Allenhurst at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 491 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allenhurst at the 57th percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.2% of Allenhurst's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Allenhurst ranks
Allenhurst's risk sits at a similar level relative to New Jersey (62nd percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Allenhurst ranks 14,759 for wildfire risk (1 is highest) and 17,516 by building count (1 is largest). Within New Jersey alone, it ranks 270 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Allenhurst's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Allenhurst
With 99.2% of buildings rated Minimal exposure, Allenhurst gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Allenhurst's figures come from
Allenhurst's 53rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Allenhurst's dominant minimal exposure actually means, with real examples from across the dataset.