Allendale, NJ
How exposed is Allendale to wildfire?
Allendale sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,371 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allendale at the 24th percentile, close to its 23rd-percentile risk score.
What "at risk" means for the buildings here
Of Allendale's 2,371 counted buildings, 76.1% carry Direct exposure and only 23.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Allendale against the rest of the country
Allendale scores 23rd nationally and 11th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Allendale ranks 24,178 for wildfire risk (1 is highest) and 6,568 by building count (1 is largest). Within New Jersey alone, it ranks 618 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Allendale and the insurance market
Allendale's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 76.1% of Allendale in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Allendale's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Allendale, see the exposure-zones guide.