Allen, KS
Allen wildfire risk explained
Allen's 152 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allen at the 94th percentile, close to its 96th-percentile risk score.
Where Allen's buildings actually sit
Indirect exposure is dominant in Allen (61.2% of 152 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.8% sit in the Direct zone.
Allen against the rest of the country
There's little gap between Allen's 96th national percentile and its 97th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Allen ranks 1,321 for wildfire risk (1 is highest) and 26,803 by building count (1 is largest). Within Kansas alone, it ranks 22 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Allen's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Allen
With ember exposure the dominant pattern in Allen (61.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Allen's figures come from
Allen's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Allen's dominant indirect exposure actually means, with real examples from across the dataset.