Allegany, NY
Allegany, NY's wildfire risk, in USFS's own numbers
USFS scores Allegany at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 870 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Allegany at the 12th percentile, close to its 12th-percentile risk score.
What "at risk" means for the buildings here
Most of Allegany's buildings (75.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Allegany compares
Compare Allegany's two percentiles: 29th within New York, only 12th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Allegany ranks 27,804 for wildfire risk (1 is highest) and 12,988 by building count (1 is largest). Within New York alone, it ranks 917 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Allegany's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Allegany
Allegany's 75.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Allegany's 27,804-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Allegany, see the exposure-zones guide.