Algonquin, IL
Algonquin, IL's wildfire risk, in USFS's own numbers
Algonquin sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 9,408 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Algonquin's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Algonquin's building exposure, zone by zone
Only 8.4% of Algonquin's 9,408 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,408 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Algonquin against the rest of the country
Within Illinois, Algonquin ranks higher (67th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Algonquin ranks 24,352 for wildfire risk (1 is highest) and 1,737 by building count (1 is largest). Within Illinois alone, it ranks 480 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Algonquin and the insurance market
Algonquin's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Algonquin's 91.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Algonquin's figures come from
Every one of the two percentiles behind Algonquin's 24,352-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Algonquin's dominant minimal exposure actually means, with real examples from across the dataset.