Alger, OH
Alger wildfire risk explained
USFS scores Alger at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 546 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alger's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Alger's building exposure, zone by zone
87.7% of Alger's 546 buildings sit in USFS's Minimal exposure zone, with only 12.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Alger ranks
Alger's risk sits at a similar level relative to Ohio (14th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Alger ranks 30,869 for wildfire risk (1 is highest) and 16,623 by building count (1 is largest). Within Ohio alone, it ranks 1,088 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Alger's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Alger's 87.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Alger's 30,869-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Alger, see the exposure-zones guide.