Alford, FL
How exposed is Alford to wildfire?
Out of every US place USFS scores, Alford lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 358 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alford at the 71st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
358 buildings are counted in Alford, and 84.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Alford compares
Inside Florida, Alford sits at just the 26th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Alford ranks 9,602 for wildfire risk (1 is highest) and 20,107 by building count (1 is largest). Within Florida alone, it ranks 709 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Alford
At the 70th percentile nationally, Alford carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Alford (84.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Alford's 9,602-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Alford, see the exposure-zones guide.