Alderpoint, CA
How exposed is Alderpoint to wildfire?
Alderpoint's 184 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alderpoint's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
184 buildings are counted in Alderpoint, and 89.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Alderpoint compares
Alderpoint ranks lower within California (38th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Alderpoint ranks 6,644 for wildfire risk (1 is highest) and 25,448 by building count (1 is largest). Within California alone, it ranks 964 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Alderpoint and the insurance market
Alderpoint sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 79th-percentile score like Alderpoint's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Alderpoint's 89.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Alderpoint's figures come from
Every one of the two percentiles behind Alderpoint's 6,644-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Alderpoint's dominant direct exposure actually means, with real examples from across the dataset.