Alcoa, TN
Alcoa, TN's wildfire risk, in USFS's own numbers
Alcoa's 5,273 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alcoa's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Where Alcoa's buildings actually sit
Only 22.3% of Alcoa's 5,273 buildings carry Direct exposure and 23.2% carry Indirect; the remaining 54.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,273 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Alcoa compares
Alcoa scores 67th nationally and 60th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Alcoa ranks 10,381 for wildfire risk (1 is highest) and 3,274 by building count (1 is largest). Within Tennessee alone, it ranks 201 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Alcoa
Alcoa's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 54.5% of buildings rated Minimal exposure, Alcoa gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Alcoa's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Alcoa, see the exposure-zones guide.