Alburnett, IA
Alburnett wildfire risk explained
Alburnett sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 387 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Alburnett's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Alburnett's building exposure, zone by zone
Most of Alburnett's buildings (92.8% of 387) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Alburnett ranks
There's little gap between Alburnett's 4th national percentile and its 7th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Alburnett ranks 30,412 for wildfire risk (1 is highest) and 19,466 by building count (1 is largest). Within Iowa alone, it ranks 949 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Alburnett's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 92.8% of buildings rated Minimal exposure, Alburnett gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Alburnett's figures come from
The methodology guide shows exactly how USFS turned 387 counted buildings into the percentiles shown above for Alburnett. The exposure-zones guide covers what Alburnett's dominant minimal exposure actually means, with real examples from across the dataset.