Albion, PA
Albion wildfire risk explained
USFS scores Albion at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 750 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albion's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Albion (78.5% of 750 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.5% sit in the Direct zone.
Where Albion ranks
Albion scores 34th nationally and 47th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Albion ranks 20,840 for wildfire risk (1 is highest) and 14,126 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,053 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Albion and the insurance market
Albion's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Albion's 78.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Albion's 20,840-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Albion, see the exposure-zones guide.