Albion, NE
How exposed is Albion to wildfire?
USFS's Wildfire Risk to Communities model puts Albion at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,186 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albion's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
83% of Albion's 1,186 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.5% Direct and 13.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Albion compares
Albion's 35th national percentile looks worse in isolation than its 20th ranking inside Nebraska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Albion ranks 20,422 for wildfire risk (1 is highest) and 10,732 by building count (1 is largest). Within Nebraska alone, it ranks 469 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Albion and the insurance market
At the 35th national percentile, Albion rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Albion
Albion's 83% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Albion's figures come from
Albion's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Albion's dominant indirect exposure actually means, with real examples from across the dataset.