Albion, IL
How exposed is Albion to wildfire?
Albion sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,441 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albion's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Albion's building exposure, zone by zone
Only 19.2% of Albion's 1,441 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Albion compares
Compare Albion's two percentiles: 30th within Illinois, only 6th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Albion ranks 29,772 for wildfire risk (1 is highest) and 9,422 by building count (1 is largest). Within Illinois alone, it ranks 1,007 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Albion and the insurance market
At the 6th national percentile, Albion rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 80.8% of Albion outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Albion's figures come from
The methodology guide shows exactly how USFS turned 1,441 counted buildings into the percentiles shown above for Albion. The exposure-zones guide covers what Albion's dominant minimal exposure actually means, with real examples from across the dataset.