Albion, ID
Albion, ID's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Albion at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 212 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Albion's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Albion's buildings actually sit
USFS puts 58.5% of Albion's 212 buildings in the Indirect exposure zone, versus 41.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Albion ranks
Albion's risk sits at a similar level relative to Idaho (85th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Albion ranks 912 for wildfire risk (1 is highest) and 24,390 by building count (1 is largest). Within Idaho alone, it ranks 34 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Albion's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 58.5% of Albion's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 212 counted buildings into the percentiles shown above for Albion. For more on what indirect exposure implies beyond Albion, see the exposure-zones guide.