Albion, CA
How exposed is Albion to wildfire?
USFS scores Albion at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 202 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albion at the 64th percentile, close to its 64th-percentile risk score.
Albion's building exposure, zone by zone
202 buildings are counted in Albion, and 85.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Albion against the rest of the country
Inside California, Albion sits at just the 22nd percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Albion ranks 11,333 for wildfire risk (1 is highest) and 24,757 by building count (1 is largest). Within California alone, it ranks 1,218 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Albion and the insurance market
Albion sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 64th-percentile score like Albion's can end up mattering for. More on the disclosure law.
Hardening a home in Albion
Because Direct exposure dominates in Albion (85.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 202 counted buildings into the percentiles shown above for Albion. For more on what direct exposure implies beyond Albion, see the exposure-zones guide.