Albertville, MN
How exposed is Albertville to wildfire?
Out of every US place USFS scores, Albertville lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,382 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albertville at the 26th percentile, close to its 26th-percentile risk score.
Albertville's building exposure, zone by zone
Only 19.4% of Albertville's 2,382 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Albertville compares
Albertville scores 26th nationally and 31st within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Albertville ranks 23,196 for wildfire risk (1 is highest) and 6,544 by building count (1 is largest). Within Minnesota alone, it ranks 630 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Albertville and the insurance market
Albertville's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 80.7% of Albertville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Albertville's figures come from
Albertville's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Albertville's dominant minimal exposure actually means, with real examples from across the dataset.