Albertville, AL
Albertville, AL's wildfire risk, in USFS's own numbers
Albertville's 10,224 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Albertville at the 74th percentile, close to its 70th-percentile risk score.
Albertville's building exposure, zone by zone
Of Albertville's 10,224 counted buildings, 39.7% carry Direct exposure and only 29% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 10,224 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Albertville against the rest of the country
Albertville ranks lower within Alabama (45th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Albertville ranks 9,568 for wildfire risk (1 is highest) and 1,570 by building count (1 is largest). Within Alabama alone, it ranks 324 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Albertville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Albertville
Because Direct exposure dominates in Albertville (39.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,224 counted buildings into the percentiles shown above for Albertville. For more on what direct exposure implies beyond Albertville, see the exposure-zones guide.