Alberton, MT
How exposed is Alberton to wildfire?
USFS scores Alberton at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 282 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Alberton at the 92nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Alberton's building exposure, zone by zone
282 buildings are counted in Alberton, and 69.9% of them are Indirect exposure — ember-driven risk rather than the 30.1% in Direct exposure or the 0% rated Minimal.
Where Alberton ranks
Alberton's risk sits at a similar level relative to Montana (85th percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Alberton ranks 1,891 for wildfire risk (1 is highest) and 22,123 by building count (1 is largest). Within Montana alone, it ranks 70 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Alberton
Alberton's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 69.9% of Alberton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Alberton's 1,891-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Alberton, see the exposure-zones guide.