Alberta, MN
Alberta, MN's wildfire risk, in USFS's own numbers
USFS scores Alberta at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 116 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Alberta at the 33rd percentile, lower than its 44th-percentile risk score, because so much is actually built here.
What "at risk" means for the buildings here
USFS classifies 68.1% of Alberta's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 31.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Alberta compares
Within Minnesota, Alberta ranks higher (62nd percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Alberta ranks 17,778 for wildfire risk (1 is highest) and 28,361 by building count (1 is largest). Within Minnesota alone, it ranks 350 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Alberta and the insurance market
At the 44th national percentile, Alberta rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Alberta's 68.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Alberta's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Alberta, see the exposure-zones guide.