Albemarle, NC
How exposed is Albemarle to wildfire?
Albemarle's 8,796 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Albemarle at the 43rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Albemarle's building exposure, zone by zone
USFS classifies 54% of Albemarle's buildings as Direct exposure, higher than its 46% Indirect share and far above its 0% Minimal share — a profile where 4,746 structures sit close enough to vegetation that lot clearing matters most. At 8,796 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Albemarle ranks
Albemarle's 41st national percentile looks worse in isolation than its 16th ranking inside North Carolina does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Albemarle ranks 18,756 for wildfire risk (1 is highest) and 1,894 by building count (1 is largest). Within North Carolina alone, it ranks 644 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Albemarle
Albemarle's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Albemarle
With 54% of Albemarle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Albemarle's 18,756-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Albemarle, see the exposure-zones guide.